Illustration: Cake with numbers

Figures

Income Statement (in € thousand) 01/01/ - 31/12/2017 01/01/ - 31/12/2016 Change
(in %)
Net interest income 108,908 90,356 21
Net comission income -38,450 -41,249 -7
Profit/loss from financial assets 18,713 4,927 >100
Other profit/loss -8,440 -3,295 >100
Administrative expenses -42,756 -36,913 16
Profit/loss from changes in valuation and risk provision 2,363 29,143 -92
Taxes -11,013 -11,746 -6
Earnings after taxes 29,324 31,224 -6
Key Economic Data
(in %)
01/01/ - 31/12/2017 01/01/ - 31/12/2016 Change
(in %)
Cost-Income-Ratio* (CIR) 64.8 49.1 32
RoRaC** 11.1 11.0 1

 

Balance figures (in € million) 31/12/2017 31/12/2016 Change
(in %)
Total assets 15,360.6 15,936.2 -4
Reported Equity 702.8 711.4 -1

 

Regulatory Law Key Figures

31/12/2017

31/12/2016

Change
(in %)
Tier 1 capital (in € million) 624.8 625.1 0
Equity capital (in € million) 627.3 649.1 -3
Common equity tier 1 ratio (in %) 14.7 14.8 -1
Total capital ratio (in %) 14.8 15.4 -4

 

* The Cost-Income-Ratio (CIR) is the ratio of administrative expenses to the total of net interest income, net commission income, trading profit/loss, valuation result (excluding profit/loss from financial assets) and other operating profit/loss.

** The RoRaC is the ratio of earnings before taxes to the maximum value of the limit for committed capital or committed capital.

Total differences are rounding differences and may cause minor deviations in the calculation of percentages.